Millions of Wells Fargo mortgage customers are set to receive settlement checks thanks to the Wells Fargo Settlement 2025, a $185 million Wells Fargo class action settlement 2025 that tackles unauthorized COVID-19 mortgage forbearance issues from 2020–2021. With buzz around “is Wells Fargo sending out settlement checks” and “payout for Wells Fargo lawsuit” growing, this article breaks down everything you need to know about the Wells Fargo 2025 banking settlement. From who qualifies to how much you might get, we’ve got you covered. If you’re logging into your Wells Fargo home mortgage login or checking your Wells Fargo account, here’s what the lawsuit Wells Fargo resolution means for you in 2025.

What’s the Deal with Wells Fargo Settlement 2025?
The Wells Fargo Settlement 2025 came about after a class action lawsuit accused the bank of putting mortgage customers into COVID-19 forbearance without their consent. From March 1, 2020, to December 31, 2021, some borrowers were enrolled after simple actions like clicking a link, which led to credit score drops and financial headaches. The $185 million bank settlement was approved on December 19, 2024, and took effect on February 15, 2025, offering relief to affected customers.
- Here’s the Breakdown:
- $69 million is being split automatically among all eligible borrowers.
- Extra claims for damages (like credit issues) had a January 10, 2025, deadline.
- Checks started mailing on March 17, 2025, in plain envelopes.
This Wells Fargo class action lawsuit is part of the bank’s history of legal challenges, like the $3.7 billion CFPB settlement in 2022 for other banking issues.
Who Can Claim the Wells Fargo Settlement 2025?
Wondering if you’re part of the Wells Fargo class action settlement 2025? Here’s who qualifies:
- You Had a Wells Fargo Mortgage: Between March 1, 2020, and December 31, 2021.
- Unwanted Forbearance: Your mortgage was placed in COVID-19 forbearance without your consent.
- Who’s Included: Primary borrowers, co-borrowers, or anyone who signed mortgage documents (like a deed of trust).
- Who’s Not: Chapter 13 bankruptcy debtors at the time (they’re covered by a separate $15M settlement).
You don’t need to do anything for the automatic $69 million payout, but if you filed a supplemental claim by January 10, 2025, you might get more payout for Wells Fargo lawsuit. Check your my Wells Fargo account or call 888-204-8399 to confirm.
How Much Will You Get from the Settlement?
The Wells Fargo Settlement 2025 is already sending out payments. Here’s what to expect:
- Automatic Checks: Around $200–$500 per borrower, mailed starting March 17, 2025. Co-borrowers get an extra $83.33 per mortgage.
- Extra Claims: If you filed for damages (like credit score drops), payouts could be higher—potentially thousands—by June 2025.
- How It’s Sent: Settlement checks come in plain envelopes via mail, no direct deposit.
- Track Your Payment: Visit WellsFargoCovidForbearanceLitigation.com or call 888-204-8399.
The question “is Wells Fargo sending out settlement checks” is trending, and the answer is yes—keep an eye on your mailbox!
What Other Wells Fargo Settlements Are Happening in 2025?
The Wells Fargo 2025 banking settlement isn’t the only one this year. Here are others to know:
- California Call Recording Case: A $19.5 million Wells Fargo class action settlement for unconsented calls (2014–2023). Californians can claim up to $5,000 by April 11, 2025.
- Bankruptcy Forbearance Deal: $15 million for Chapter 13 debtors in forbearance (2020–2021). Payments ($500–$2,500) were mailed November 2025; claims closed January 7, 2025.
- Past Issues: Wells Fargo settled for $3 billion in 2020 (fake accounts) and $1 billion in 2023 (shareholders), showing a pattern of lawsuit Wells Fargo challenges.
These cases highlight ongoing consumer concerns with the bank.
How to Make Sure You Get Your Payout
Here’s how to navigate the Wells Fargo Settlement 2025:
- Watch Your Mail: Settlement checks started arriving March 17, 2025, in plain envelopes. Call 888-204-8399 if you haven’t gotten yours by July 2025.
- Check Your Mortgage: Log into Wells Fargo home mortgage login to confirm forbearance from 2020–2021.
- Stay Safe from Scams: Stick to WellsFargoCovidForbearanceLitigation.com or 888-204-8399. Report fraud to CFPB at (855) 411-2372.
- Keep Records: Save credit reports or loan denials for future claims, even after the January 10, 2025, deadline.
- Monitor Accounts: Regularly check my Wells Fargo account for fees, especially if using Wells Fargo credit cards or Wells Fargo checks.
- Get Updates: Visit TopClassActions.com for the latest Wells Fargo class action settlement details.
FAQs About Wells Fargo Settlement 2025
The Wells Fargo Settlement 2025 is a $185 million Wells Fargo class action settlement 2025 for unauthorized COVID-19 mortgage forbearance (2020–2021), with payments starting March 2025.
Yes, if your Wells Fargo mortgage was in forbearance without consent from 2020–2021 (excluding Chapter 13 debtors). Check your Wells Fargo home mortgage login.
Yes, settlement checks (~$200–$500) started mailing March 17, 2025, in plain envelopes. Call 888-204-8399 if you haven’t received yours.
Automatic payments are $200–$500 from $69 million. Supplemental claims for damages could mean a higher payout for Wells Fargo lawsuit, expected by June 2025.
Check WellsFargoCovidForbearanceLitigation.com or Kiplinger.com for Wells Fargo class action settlement details.
Fact Check Details
- Claim: The Wells Fargo Settlement 2025 totals $185 million.
- Verification: Confirmed by the official settlement website.
- Link: Click Here
- Claim: Some reports cite a $128 million settlement for 2025 forbearance.
- Verification: Incorrect; the amount is $185 million. The $128 million figure is an error on copybuzz.com.
- Link: Click Here
- Claim: Supplemental claims deadline was January 10, 2025.
- Verification: Confirmed by the settlement website FAQs.
- Link: Click Here